Aadhar Enable Payment System


Aadhar Enable Payment System

AEPS is a new payment service offered by the National Payments Corporation of India to banks, financial institutions using ‘Aadhaar’. AEPS stands for ‘Aadhaar Enabled Payment System’.

Aadhaar Enabled Payment System (AEPS) is a bank led model, which allows online financial inclusion transaction at Micro-ATM through the Business correspondent of any bank using the Aadhaar authentication. This system is designed to handle both ONUS and OFFUS requests seamlessly in an effective way by enabling authentication gateway for all Aadhaar linked account holders.

Aadhaar is a unique identification number issued by the Unique Identification Authority of India (UIDAI) to any resident of India. Any resident of India holding an Aadhaar number and having a bank account may be a part of the Aadhaar Enabled Payment System. Customer needs to have a bank account for availing AEPS. Customer should have an Aadhaar (Unique ID as issued by UIDAI) number linked with any bank account (bank should be a part of AEPS network) where customer has an account. The registration process shall be as per the procedures laid down by the bank providing AEPS service.

Four types of transactions are supported by AEPS.

  • Balance Enquiry
  • Cash Withdrawal
  • Cash Deposit
  • Fund Transfer

We have developed Android based AEPS ‘Aadhaar Enabled Payment System’ for mobile based transaction, also we have integrated Fingerprint capture device and Bluetooth thermal printer in this application.

Application features

  • User will able to registration from AEPS android application
  • Application will capture data of customer like Aadhar number, name, mobile no and fingerprint etc.
  • Application will send data to Aadhar server for data authentication, if data is verified then application send data to bank for transaction initiate
  • Bank will process of payment and revert data to AEPS application with status of transaction (like Successful, Failed, Time Out etc.)
  • Also, we are able to enter additional details of customer like address, Pin code etc. and save the transaction details with transaction.

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